Plain-language articles on company registration, ROC filings, NGO compliance, brand protection, DPDP readiness and practical business paperwork.
Each guide gives you practical steps, document lists, timelines, mistakes to avoid and direct answers before you start work.
An entity operating an Account Aggregator under RBI’s NBFC-AA framework needs to assess registration and the current minimum net owned fund, which the direction specifies as ₹2 crore. An AA enables consent-based transfer of financial information between providers and users; it is not automatically a lender, data owner or payment operator. The real role determines the licence and controls.
RBI’s digital lending framework separates the regulated entity that lends, the lending service provider that performs outsourced functions and the digital lending app used by customers. An LSP label does not authorise independent lending. Map fund flows, lender choice, key-fact and APR disclosures, fees, data permissions and grievance handling against the current Digital Lending Directions before launch.
A prepaid wallet or other PPI stores value under RBI’s PPI framework. A payment aggregator collects and settles merchant payments under the PA framework. A gateway may only process transactions as technology. One app can combine these functions, but one label or partner contract does not cover every activity. Classify each flow and legal entity separately.
India’s FDI policy distinguishes an e-commerce marketplace, which provides an information-technology platform to buyers and sellers, from an inventory model in which the e-commerce entity owns or controls goods. FDI is not permitted in the inventory model under the cited policy. Seller relationships, pricing influence and downstream ownership require a fact-specific current-policy review.
Under DPIIT’s February 2026 notification, ordinary startup recognition can apply for up to 10 years from incorporation or registration and while turnover has not exceeded ₹200 crore in any financial year, subject to the other conditions. Eligible entity forms and the innovation or scalability test must also be met. Recognition through the current NSWS route does not itself award funding or tax exemption.
The February 2026 DPIIT notification provides a distinct DeepTech recognition path with a 20-year period and ₹300 crore turnover limit, subject to its definition and other conditions. A company does not qualify merely because it sells software or uses AI in marketing. Explain the underlying technical innovation, development risk and supporting evidence through the current government process.
Startup India Fund of Funds 2.0 has a notified ₹10,000 crore corpus. Its capital is deployed through eligible SEBI-registered alternative investment funds, with SIDBI as an implementation agency; startups do not receive a direct government grant merely by applying. A founder should confirm the current participating-fund route and prepare a credible investment case and data room.
The Credit Guarantee Scheme for Startups supports eligible DPIIT-recognised borrowers through guarantee cover for credit extended by member institutions. Official material reflects a revised maximum guarantee-linked debt exposure of up to ₹20 crore per eligible borrower, subject to scheme terms. The lender still conducts credit appraisal; CGSS is not a direct government loan or automatic approval.
The official SISFS portal lists 31 May 2026 as the final date for startup applications and 30 June 2026 for incubators to complete selection. Existing disbursals may continue, but a new founder should not assume applications are open. Historically, eligible startups accessed up to ₹20 lakh for validation and up to ₹50 lakh through permitted investment or debt-linked support, subject to incubator decisions.
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